July 2008

Dear Friends, This is the sixth newsletter I have sent to clients since January, 2006. I hope you have found the topics in past newsletters to be interesting and helpful. If you have not received past newsletters and would like to access them, you may do so on our web...

Is a reverse mortgage right for you?

Is a reverse mortgage right for you?  If you are short on cash, have limited income, and have substantial equity in your home, a reverse mortgage may be an option to consider. Available to homeowners 62 or older, with limits on the amount that can be borrowed...

How do I protect the children of my prior marriage?

How do I protect the children of my prior marriage? Second or third marriages with one or both spouses having children from a prior marriage are increasingly common. How do you assure that the children of your prior marriage receive a portion of your estate when you...

What if the healthy spouse dies first?

What if the healthy spouse dies first?  As we live longer, it is increasingly common to find a healthy spouse providing a significant level of care at home for an ill spouse. Although the expectation is that the healthy spouse will outlive the ill spouse, that is not...